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This is how Google's digital payment app 'Tez' works
18 September 2017, 01:40 | Anita Wise
Google Tez UPI based mobile payments app launched in India
Google Tez, the newly launched app is designed especially for smartphone users in India but will work on web browser as well.
It's a strategic move by Google to let Tez users link up their phones to their bank accounts, unlike apps like Apple Pay, which links to a user's credit or debit card. It's advertised as a way to send money, split food bills, or pay local businesses seamlessly through your phone.
Google has officially unveiled a brand new payments platform called Tez in India, jumping into the growing digital transactions space in the country. Apart from English, Tez supports Indian languages such as Hindi, Marathi, Gujarati, Bengali, Kannada, Tamil and Telegu.
Google's contactless Android Pay digital wallet service has yet to make it to India, so it's not clear yet whether Tez is being launched instead of Android Pay - it certainly seems like that could be the case. Download Google Tez App from google play store.
Google is trying to boost the credibility and usage for its recently launched UPI in a year ago among the users. The app works as same as like the other Payment applications available in the market. Tez also offers a Cash Mode, which basically lets you transfer money to people around you without having to share private info such as your phone number.
Once setup, Google will ask you to choose the payment options from UPI ID, Scan QRcode or Google Tez user phone number.
As for the banks that support this new platform, Google lists India's major banks, like Axis, HDFC Bank, ICICI, and State Bank of India. The company has introduced some launch offers for the Tez app as well.
Another feature enables small businesses to accept Tez payments directly into their savings or individual current accounts. It's also surprising to note that the Government of India is promoting this app when they already a similar initiative in the form of BHIM. Your mobile number is your Virtual Payment Address (VPA), but you have to use the same number that is linked to your bank account. This app comes from Google at a time where Indian consumers are looking for a reliable digital payments app from a trusted brand. With Tez, you can transfer money directly to your bank account.
Once you've taken care of security, you need to add your bank account by tapping on the profile button at the top left corner. It is not the same as Paytm or Freecharge where you top up your account with money to perform transactions. It's promoting the feature as more convenient than coupons since they're instantly available and don't necessitate intense coupon searching.
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